Terms and Conditions

1. Legal Compliance

You agree to:

• • Comply with all applicable laws, regulations, and ordinances
• • Respect the intellectual property rights of others
• • Not use our services for any unlawful or prohibited purpose
• • Maintain the security and confidentiality of your account credentials

2. Prohibited Conduct

You agree not to engage in any of the following activities:

• • Violating or attempting to violate the security of our website or systems
• • Using our services to transmit viruses, malware, or other harmful code
• • Impersonating another person or entity
• • Collecting or storing personal information about other users without consent
• • Interfering with or disrupting the operation of our services

3. Content Guidelines

Any content you submit must not:

• • Contain false, misleading, or deceptive information
• • Infringe upon intellectual property rights of third parties
• • Be defamatory, obscene, or offensive
• • Promote illegal activities or violate the rights of others

4. Age Requirements

You must be at least 18 years of age to use our services. By using our services, you represent and warrant that you meet this age requirement.

1. Indemnification

You agree to indemnify, defend, and hold harmless Velkora, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of our services, your violation of these terms, or your violation of any rights of a third party.

2. Privacy and Data Protection

You acknowledge that you have read and understood our Privacy Policy, which explains how we collect, use, and protect your personal information. You consent to our data practices as described in the Privacy Policy.

3. Third-Party Interactions

Our services may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of third-party sites. Your interactions with third parties are solely between you and the third party.

1. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, including but not limited to:

• • Warranties of merchantability or fitness for a particular purpose
• • Warranties that our services will be uninterrupted, error-free, or secure
• • Warranties regarding the accuracy or reliability of any content

2. Limitation of Liability

To the maximum extent permitted by law, Velkora shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or other intangible losses resulting from:

• • Your use or inability to use our services
• • Unauthorized access to or alteration of your data
• • Statements or conduct of any third party using our services
• • Any other matter relating to our services

In no event shall our total liability to you exceed the amount you have paid us in the twelve months preceding the claim.

3. Exclusion of Consequential Damages

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for consequential or incidental damages. In such jurisdictions, our liability will be limited to the greatest extent permitted by law.

4. Force Majeure

We shall not be liable for any failure to perform our obligations where such failure results from circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

1. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which Velkora operates, without regard to its conflict of law provisions.

2. Dispute Resolution

In the event of any dispute arising from or relating to these terms:

• • Parties agree to first attempt to resolve the dispute through good faith negotiation
• • If negotiation fails, parties may pursue mediation or arbitration as agreed
• • Any legal action must be brought within one year of the cause of action arising

3. Jurisdiction

You agree to submit to the exclusive jurisdiction of the courts located within our operating jurisdiction for the resolution of any disputes.

4. Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these terms shall otherwise remain in full force and effect.

5. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any other legal notices published by us, constitute the entire agreement between you and Velkora concerning your use of our services.

6. Waiver

No waiver of any term of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.